Terms
Last updated 29 July 2026
1. What you're agreeing to
You commit to one habit for one hundred consecutive days, record a short video reflection each week, and at day 100 decide for yourself whether you followed through. We keep your record, send the reminders you ask for, and hold your money in the meantime.
2. The $500 is a non-refundable upfront payment
The stake is $500 (50,000 cents), charged in full when you set up your commitment. It is a non-refundable upfront payment. You are not buying a service that we owe you back, and no refund is guaranteed at any point — not for changing your mind, not for stopping early, not for missed check-ins, and not for technical problems on your side. If your payment succeeds, your commitment starts and the money is ours to hold.
3. Refunds are issued on your own self-reported outcome
At day 100 you review your own check-ins and answer one question: did you do what you said you would? This is an honor system. We do not verify, audit, score, or overrule your answer, and we do not use the AI observations in your journal to decide anything. If you report that you followed through, we return the full $500 to your original payment method. Refunds are processed manually and typically settle within 10 business days. Your answer is final once submitted.
4. What happens if you report that you didn't
If you report that you did not follow through, the $500 is forfeited and split 50/50: half goes to a charity of the operator's choosing, and half is retained by the operator as revenue. You do not choose the charity, you do not receive a tax receipt for the donation, and the operator's half is kept as ordinary business income.
5. Not deciding
If you never complete the day 100 review, no refund is issued. After 90 days without a decision, the amount is treated as forfeited and split as described above.
6. Your content
Your videos, notes, and reflections are private to your account. We store them in encrypted private storage and generate automated observations from them so that you can review your own progress. We do not publish them, sell them, or show them to anyone else. Operator staff may access your record only when you ask for support or where required by law.
7. One commitment at a time
You may hold one active commitment at a time. Accounts are personal and must not be shared. We may close an account that abuses the service, in which case the terms above still govern any money already paid.
8. No warranty
100 Days is provided as-is. It is a commitment device, not medical, psychological, or financial advice. We do not promise that it will change your behaviour.
9. Changes and contact
We may update these terms; the version in force when you paid governs your commitment. For anything at all, email support through the address on your receipt.